Li­a­bil­i­ty, ve­hi­cle and trans­port in­sur­ance

Pri­vate li­a­bil­i­ty in­sur­ance may not be manda­to­ry, it is, how­ev­er, of ma­jor im­por­tance. Es­pe­cial­ly if third par­ties and their prop­er­ty are con­cerned.

The need for safe­ty is a fun­da­men­tal hu­man need. The Swiss are a very safe­ty-mind­ed na­tion, spend­ing more mon­ey on in­sur­ance than any oth­er.

In­sur­ers are ma­jor in­sti­tu­tion­al in­vestors with a long-term in­vest­ment hori­zon and a pref­er­ence for safe­ty.