Fire and prop­er­ty in­sur­ance

In­sur­ers are ma­jor in­sti­tu­tion­al in­vestors with a long-term in­vest­ment hori­zon and a pref­er­ence for safe­ty.

The Swiss nat­ur­al per­ils pool is a joint en­ter­prise by pri­vate in­sur­ers. The pool is based on twofold sol­i­dar­i­ty.

The need for safe­ty is a fun­da­men­tal hu­man need. The Swiss are a very safe­ty-mind­ed na­tion, spend­ing more mon­ey on in­sur­ance than any oth­er.