Insurers not only assume risks that cannot be borne by individuals and/or corporations. They are also major employers, taxpayers and investors and, as such, of great importance for the economy.
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Population growth, global mobility or ecological changes increase the risk of pandemics. Is pandemic risk insurable? The answer is, only with governance participation.
Our lives in 2020 are dominated by the corona crisis. Nonetheless, sustainability and reform of the pension system remain central challenges that we must continue to address.
The need for safety is a fundamental human need. The Swiss are a very safety-minded nation, spending more money on insurance than any other.
Risks that individuals or corporations cannot or will not bear themselves, are being transferred to insurers which subsequently cover eventual losses.
Switzerland counts 205 non-life, life and re-insurers with some 50,000 employees.
Insurance companies are major employers, significant taxpayers and among the largest investors in Switzerland and abroad.