Economics

Pop­u­la­tion growth, glob­al mo­bil­i­ty or eco­log­i­cal changes in­crease the risk of pan­demics. Is pan­dem­ic risk in­sur­able? The an­swer is, on­ly with gov­er­nance par­tic­i­pa­tion.

Our lives in 2020 are dom­i­nat­ed by the coro­na cri­sis. Nonethe­less, sus­tain­abil­i­ty and re­form of the pen­sion sys­tem re­main cen­tral chal­lenges that we must con­tin­ue to ad­dress.

The need for safe­ty is a fun­da­men­tal hu­man need. The Swiss are a very safe­ty-mind­ed na­tion, spend­ing more mon­ey on in­sur­ance than any oth­er.

Risks that in­di­vid­u­als or cor­po­ra­tions can­not or will not bear them­selves, are be­ing trans­ferred to in­sur­ers which sub­se­quent­ly cov­er even­tu­al loss­es.

Switzer­land counts 205 non-life, life and re-in­sur­ers with some 50,000 em­ploy­ees.

In­sur­ance com­pa­nies are ma­jor em­ploy­ers, sig­nif­i­cant tax­pay­ers and among the largest in­vestors in Switzer­land and abroad.