Insurers not only assume risks that cannot be borne by individuals and/or corporations. They are also major employers, taxpayers and investors and, as such, of great importance for the economy.
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The need for safety is a fundamental human need. The Swiss are a very safety-minded nation, spending more money on insurance than any other.
Switzerland counts 205 non-life, life and re-insurers with some 50,000 employees.
Insurance companies are major employers, significant taxpayers and among the largest investors in Switzerland and abroad.
Risks that individuals or corporations cannot or will not bear themselves, are being transferred to insurers which subsequently cover eventual losses.