Di­rect in­sur­ance

06 October 2022

The insurance companies overseen by the Swiss Financial Market Supervisory Authority are required to submit detailed figures every year for their premium income, claims payouts and investments, among other things. The following table provides a basic summary overview of the life and non-life insurance premiums written in Switzerland.

Life and property/casualty insurance Switzerland
Premiums written 2021 2020 2019 2018
Life insurance 23'111 24'624 29'944 29'711
Health insurance * (with the exclusion of mandatory basic health insurance) 11'798 11'504 11'186 10'954
Motor insurance 6'065 5'987 5'973 5'985
Fire and property insurance 4'349 4'275 4'150 4'060
Accident insurance * 3'309 3'248 3'151 3'119
General and occupational liability insurance 1'686 2'040 1'996 1'959
Credit and surety insurance, road service, financial losses 374 350 1'129 1'056
Ocean marine, aviation and transport insurance 340 326 324 343
Legal protection insurance 710 686 660 607
Total in CHF million 51'741 53'039 58'512 57'856

* including health insurers and health insurance schemes
Source: Finma

The following chapters break down these figures in detail, by branch of the insurance industry, and illustrate them in diagrams. The underlying Excel files can be found right at the end of each chapter.

Overview – Life insurance

Life insurance covers the risks of death and disability or can serve as a pension provision. A distinction is made between individual insurance policies (private cover) and group insurance policies (occupational cover).

In this section, you can find some figures relating to premiums, market shares and payments of life insurance companies.

Overview – Non-life insurance

The area of non-life insurance covers the broad field of property and casualty insurance. This includes property, liability, transport and vehicle insurance, but also supplementary health and accident insurance.

In this section, you can find some figures relating to premiums, market shares and payments of non-life insurance companies.

Overview – Reinsurance

Reinsurance companies provide insurance to insurance companies. They protect their balance sheet, provide them with replacement capital, and minimise the impact of major incidents on their profits and solvency.

In this section, you can find some figures relating to premiums, market shares and payments of reinsurance companies.