Pre­mi­um vol­ume and key fig­ures

18 November 2021

 

 

Global premium volume 2020
  Switzerland International Total
Life 24,3 48,1 72,4
Non-life 29,1 73,4 102,5
Total direct insurance (CHF billion) 53,4 121,5 174,9
Reinsurance * 2,8 52,2 55,0
Overall total in CHF billion 56,2 173,7 229,9
Breakdown in percent 24% 76% 100%

* Estimates: Swiss Insurance Association SIA
Source: Finma

Extract from the balance sheet and key figures – Assets
           
  2016 2017 2018 2019 2020
Life insurers 349,7 352,8 348,8 328,6 325,8
of which financial investments 338,4 342,4 338,1 317,1 313,3
Non-life insurance 167,0 169,1 169,1 179,3 179,4
of which financial investments 148,6 150,6 150,5 152,6 153,4
Reinsurance 157,8 174,8 166,3 204,3 207,4
of which financial investments 92,3 93,7 93,3 97,0 101,6
Total in CHF billion 674,5 969,7 684,2 712,2 712,6
of which financial investments 579,3 586,7 581,9 566,7 568,3

 

Extract from the balance sheet and key figures – Tied assets
  2016 2017 2018 2019 2020
Life insurance          
Target amount 290'254 293’664 292'375 270'086 268'435
Total value of coverage 310'819 318’302 316'067 293'239 290'733
Coverage ratio – tied assets 107% 108% 108% 109% 108%
Property/casualty insurance          
Target amount 56'737 58’316 59'695 59'673 60'811
Total value of coverage 70'769 74’961 74'094 77'313 77'128
Coverage ratio – tied assets 125% 129% 124% 130% 127%

 

Extract from the balance sheet and key figures – Solvency ratio
  2016 2017 2018 2019 2020
Life insurers 160% 178% 194% 201% 207%
Non-life insurance 228% 231% 252% 273% 241%
Reinsurance 217% 223% 203% 199% 189%
Total 201% 209% 219% 226% 216%

 

Extract from the balance sheet and key figures – Investments 2020
  Life Property/ casualty Reinsurance Total
Fixed-income securities 152,8 47,3 38,5 238,6
Participations 5,6 42,4 25,8 73,8
Land and real estate 40,7 7,4 0,1 48,2
Mortgage loans 34,0 5,3 0,0 39,3
Loans and debt register claims 9,3 7,9 3,8 21,0
Equity (incl. treasury shares/bonds) 12,1 7,2 1,0 20,4
Collective investment schemes - - - -
Alternative investments and derivatives - - - -
Other investments 30,7 23,8 27,5 82,0
Cash, fixed-term deposits, other money market investments 5.6 12,5 5,0 23,1
Unit-linked life insurance 22,7 0,0 0,0 22,7
Total investments in CHF billion 313,4 154,0 101,6 569,1
Receivables and other assets 12,4 25,4 105,8 143,5
Total assets in CHF billion 325,8 179,4 207,4 712,6

Source: Finma