Di­rect in­sur­ance

18 November 2021

The insurance companies overseen by the Swiss Financial Market Supervisory Authority are required to submit detailed figures every year for their premium income, claims payouts and investments, among other things. The following table provides a basic summary overview of the life and non-life insurance premiums written in Switzerland.

Life and property/casualty insurance Switzerland
Premiums written 2016 2017 2018 2019 2020
Life insurance 30'667 29’591 29'711 29'944 24'624
Health insurance * (with the exclusion of mandatory basic health insurance) 10'216 10’656 10'954 11'186 11'504
Motor insurance 5'989 5’999 5'985 5'973 5'987
Fire and property insurance 4'027 3’988 4'060 4'150 4'275
Accident insurance * 2'992 3’032 3'119 3'151 3'248
General and occupational liability insurance 1'983 1’976 1'959 1'996 2'040
Credit and surety insurance, road service, financial losses 918 1’010 1'056 1'129 350
Ocean marine, aviation and transport insurance 364 352 343 324 326
Legal protection insurance 585 618 607 660 686
Total in CHF million 57'740 57’222 57'856 58'512 53'039

* including health insurers and health insurance schemes
Source: Finma

The following chapters break down these figures in detail, by branch of the insurance industry, and illustrate them in diagrams. The underlying Excel files can be found right at the end of each chapter.

Overview – Life insurance

Life insurance covers the risks of death and disability or can serve as a pension provision. A distinction is made between individual insurance policies (private cover) and group insurance policies (occupational cover).

In this section, you can find some figures relating to premiums, market shares and payments of life insurance companies.

Overview – Non-life insurance

The area of non-life insurance covers the broad field of property and casualty insurance. This includes property, liability, transport and vehicle insurance, but also supplementary health and accident insurance.

In this section, you can find some figures relating to premiums, market shares and payments of non-life insurance companies.

Overview – Reinsurance

Reinsurance companies provide insurance to insurance companies. They protect their balance sheet, provide them with replacement capital, and minimise the impact of major incidents on their profits and solvency.

In this section, you can find some figures relating to premiums, market shares and payments of reinsurance companies.